BROKER Partnerships
The One-Stop-Shop for Brokers
You bring the clients. We do the work. You take the credit. It’s that simple.
If you’re a commercial or residential consumer mortgage broker, our partnership model is built to protect your relationships and boost your business, without adding to your workload.
We’re like having your very own Broker assistant; shopping every scenario, finding the best terms, and delivering white-label service under your brand.
20+ Years In Business
Over $4.5 Billion In Loans Funded
More than 16,000 Projects Funded
Lending Across The Nation
Full-service support for every deal
As the Broker’s Broker, Dominion acts as your behind-the-scenes lending team, handling everything with speed, certainty, and flexible deal structuring so you can stay front and center with your clients.
- Full DSCR Market Access – Relationships with every major note buyer, with programs kept separate so we can shop any scenario for the best terms. Backed by our DSCR Price-Beat Guarantee.
- Broad Product Suite – DSCR, Bridge, and Non-QM loan access in one place.
- 100% White-Label Service – All communication, term sheets, and documentation carry your brand, not ours.
- Top-Tier Expertise – A seasoned team that knows how to structure and close complex investor loans quickly.
Partner With Us Today
Programs you can offer instantly
No matter what kind of broker you are, our team has solutions to support your clients’ investor and non-QM needs:
DSCR Loans
Fund investors based on property cash flow, not income docs. Great for rentals, short-term stays, multifamily, foreign nationals, and cross-collateral deals.
Bridge Loans
Help clients move fast with short-term capital for acquisitions, flips, or time-sensitive opportunities. Be the broker who gets them to the table first.
Non-QM Loans
Say yes to self-employed and alternative income borrowers. Capture deals other brokers turn away.
Closed-End Second
Unlock client equity without touching their first mortgage. Perfect for renovations, debt payoff, or new investments.
How It Works
Send Us Your Scenario: Just the details.
Give us the basics on your client’s deal: property type, borrower profile, and goals. No need to overthink it. We’ll take it from there.
We Shop, Negotiate & Structure: Leveraging full market access.
Our team taps into multiple investors and products, negotiating on your behalf to secure the best fit, terms, and rate for your client’s needs. Think of us as your back-office deal desk.
You Close the Deal: With white-label execution.
We handle the heavy lifting behind the scenes, but everything stays branded as you. Your client sees you as the hero who delivered a tailored solution seamlessly.
The Outcome? Less time chasing lenders. More deals that actually close. Clients who stick with you long-term.
Become a Broker Partner Today
important things you should know
FREQUENTLY ASKED QUESTIONS
Yes, you must hold a valid mortgage broker license in your state and be in good standing with regulatory authorities. Proper licensing is required for each state where you do business, and all activities must comply with applicable state and federal regulations.
Please note that our broker program currently applies to DSCR rental loans only. Fix & flip (bridge) loans are handled on a case-by-case basis and may require a different process. If you’re interested in referring or discussing bridge loans, reach out to your Loan Officer or contact our lending team for guidance: (410) 593-1413.
Once your client is ready to move forward, your Loan Officer will guide you through the submission process from start to finish. Our experienced team will work with you to structure the loan, review eligibility, and ensure everything moves smoothly.
For DSCR loans, your client will typically need to provide a short application, valid ID, two months of bank statements, proof of insurance, and an executed lease agreement (if applicable). If the property is already owned, we may also request a purchase settlement statement. If applying under an LLC, entity documents and a W-9 will be required.
Getting your DSCR (Debt-Service Coverage Ratio) loan is a straightforward process that requires several documents and steps:
Short 1-Page Application: The application process is quick and uncomplicated, typically involving filling out a simple one-page form.
Proof of Insurance: You will need to provide proof of insurance to ensure that your property is adequately protected against potential risks.
Executed Lease Agreement: This document confirms that your property is generating income through rental agreements.
Purchase Settlement Statement: Providing details about the acquisition of your property, this statement is essential to the loan application.
Driver’s License, Passport, or Green Card: You must present a valid form of identification, such as a driver’s license, passport, or green card, for verification purposes.
Two Months Bank Statements: These statements offer a glimpse into your financial health, demonstrating your ability to handle the loan.
Entity Documents & W9: If you are applying for the loan as a business entity, you will need to provide essential entity documents and a completed W9 form.
Having these documents ready and following the application process will help you secure your DSCR loan with ease.
DSCR Loan Prepayment Penalties (PPP) offer flexible prepayment structures that can be customized to suit borrowers’ needs:
Variety of Options: Borrowers can choose from a range of prepayment penalty options, including zero prepayment penalties and structured plans.
Tailored to Your Goals: The choice of prepayment penalty plan can be influenced by your long-term vision and financial objectives, ensuring it aligns with your specific goals.
Popular Choice: Many clients find the 3-2-1 option to be a preferred choice, which offers a specific prepayment structure.
For Optimal Rates: If you’re seeking optimal rates, the 5-4-3-2-1 structure may be worth considering, providing a different prepayment arrangement.
When it comes to DSCR loans, these prepayment penalty options provide clarity and simplicity. If you need assistance or have questions, don’t hesitate to reach out to our team for guidance.
Dominion Financial Services lends nationwide, covering all U.S. states except Nevada.
Yes, we are. Dominion Financial Services LLC. NMLS ID # 898795, 1029 N Calvert St, Baltimore, MD 21202. Dominion Financial Services LLC is not currently licensed in NV. Dominion Financial Services, LLC is licensed or exempt from licensing in all other states.
