Investor Opportunity: Why HUD Homes Are an Overlooked Advantage in Today’s Market
In an environment where cap rates are tightening and competition for on-market deals continues to intensify, serious investors are increasingly turning to alternative acquisition channels. One such channel (often overlooked despite its potential) is the HUD home market. Though long perceived as fringe or limited to lower-income housing, HUD homes represent a viable, underutilized opportunity […]
Rate-Proof Your Strategy: How to Underwrite Real Estate Deals at 7%
For much of the 2010s and early 2020s, real estate investors enjoyed historically low interest rates. Borrowing costs were often below 4%, creating a tailwind for asset appreciation, cash flow, and refinancing flexibility. Underwriting deals was simpler, and margin for error was wider. But as of mid-2025, we’re in a fundamentally different lending environment. The […]
Opportunity Zones and the One Big Beautiful Bill: What Investors Need to Know
The One Big Beautiful Bill Act (OBBBA) delivers sweeping updates to tax policy and investment incentives. For real estate investors, one provision stands out: the extension and permanency of the Opportunity Zone (OZ) program. Originally introduced as part of the Tax Cuts and Jobs Act of 2017, Opportunity Zones were designed to spur private investment […]
Fannie & Freddie Privatization: What It Is and Why Investors Should Pay Attention
Fannie Mae and Freddie Mac are two government-sponsored enterprises (GSEs) that buy mortgages from lenders, bundle them into securities, and sell them to investors. This process keeps mortgage money flowing and helps maintain lower rates, especially for traditional home loans. Since the 2008 financial crisis, both companies have been in federal conservatorship, meaning the government […]
The BRRRR Wake Up Call: Smarter DSCR Strategies for Sustainable Growth
The BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat) grew rapidly in popularity with the rise of DSCR (Debt Service Coverage Ratio) loans. These loans made it easier and faster to scale rental portfolios by qualifying borrowers based on rental income rather than personal income. But as interest rates have climbed and remained high over the […]
DSCR The Right Way: Finding Opportunity in Today’s Market
After the gold rush of 2020–2021, the dust is finally settling, and a hard truth is coming into view: Just because a property cash flows on paper doesn’t mean it cash flows in real life. DSCR (Debt Service Coverage Ratio) loans exploded in popularity over the last few years, giving investors a fast lane to […]
4 Proven Portfolio Management Strategies for Lasting Real Estate Wealth
Owning real estate is only half the battle; the real work, and the real wealth, comes from how you manage your portfolio over time. Successful investors don’t just “set it and forget it.” They continually evaluate performance, address weaknesses, and make strategic decisions about when to hold, when to sell, and where to reinvest. Here […]
A New Era for Real Estate Investors: Could 401(k)s Soon Hold Private Real Estate?
On August 7, 2025, President Donald Trump signed an executive order directing federal agencies (including the Department of Labor (DOL), Securities and Exchange Commission (SEC), Treasury, and IRS) to review and potentially revise retirement plan rules. The goal is to make it easier for Americans to invest 401(k) funds in a wider range of alternative […]
How Private Lending Helps Real Estate Investors Expand in Underserved Markets
In today’s real estate environment, opportunity isn’t limited to major metros. Some of the most promising investment returns are quietly taking shape in smaller cities, rural communities, and secondary markets across the country. But there’s a problem: Traditional financing isn’t always willing (or able) to follow investors into those spaces. The Financing Gap in Underserved […]
The Long Game: Why Buy and Hold Remains a Pillar of Smart Real Estate Investing
In a market where success favors strategy over speed, buy-and-hold real estate investing stands out as a time-tested path to lasting wealth. While short-term plays chase quick wins, buy-and-hold delivers steady cash flow, long-term appreciation, and rock-solid portfolio stability, especially valuable when economic conditions are anything but predictable. The Strategic Case for Buy and Hold […]
