From Capitol Hill to Cash Flow: The Shutdown’s Connection to DSCR Loans
When Washington grinds to a halt, Wall Street doesn’t always follow suit. For real estate investors, a U.S. government shutdown can feel like political noise, but it has very real implications for financing, particularly for those using DSCR (Debt Service Coverage Ratio) loans. As of October 2025, the U.S. has officially entered a government shutdown […]
D.C. Housing Policy Just Shifted… Is Your City Next?
On September 17, 2025, D.C.’s City Council passed the RENTAL Act, a sweeping piece of legislation that rewrites the rules on evictions, tenant rights, and property sales. At its core, the bill attempts to untangle a housing market gridlocked by red tape, pandemic debt, and stalled development. But for landlords and investors, the positive implications […]
How to Buy in a Slowing Market Without Overpaying
Strategic guidance for real estate investors navigating rising inventory and price softening Recent housing data confirms what many investors are already sensing: the pace of home price growth is slowing. The Case-Shiller National Home Price Index shows just 1.9% year-over-year home price growth in June, with monthly declines now appearing for the third consecutive month. […]
Building Resilience: How Rental Real Estate Investments Can Hedge Against Economic Uncertainty
The economy is never entirely predictable. Recessions, inflation, and rising interest rates all introduce uncertainty, making it difficult for investors to know where to place their money. Stocks can swing dramatically overnight, while cash steadily loses value in periods of inflation. Rental real estate, by contrast, has historically shown resilience, holding value and generating income […]
The U.S. Home Price Index Is Rising … Here’s What That Means for Real Estate Investors
According to the S&P CoreLogic Case-Shiller U.S. National Home Price Index, home values rose 1.9% year-over-year as of June 2025. This index, widely regarded as the gold standard for tracking home price trends, measures repeat sales across major metro areas and uses a baseline of 100 from the year 2000. Over the last two decades, […]
Fed Rate Cut: Here’s What It Means for Real Estate Investors
At their latest meeting on September 17, 2025, the Federal Reserve announced a long-awaited rate cut – the first since December 2024. The decision reflects cooling inflation pressures and signals a potential pivot toward a more accommodative monetary policy stance. For real estate investors, this is more than a headline; it’s a shift that can […]
Investor Opportunity: Why HUD Homes Are an Overlooked Advantage in Today’s Market
In an environment where cap rates are tightening and competition for on-market deals continues to intensify, serious investors are increasingly turning to alternative acquisition channels. One such channel (often overlooked despite its potential) is the HUD home market. Though long perceived as fringe or limited to lower-income housing, HUD homes represent a viable, underutilized opportunity […]
Rate-Proof Your Strategy: How to Underwrite Real Estate Deals at 7%
For much of the 2010s and early 2020s, real estate investors enjoyed historically low interest rates. Borrowing costs were often below 4%, creating a tailwind for asset appreciation, cash flow, and refinancing flexibility. Underwriting deals was simpler, and margin for error was wider. But as of mid-2025, we’re in a fundamentally different lending environment. The […]
Opportunity Zones and the One Big Beautiful Bill: What Investors Need to Know
The One Big Beautiful Bill Act (OBBBA) delivers sweeping updates to tax policy and investment incentives. For real estate investors, one provision stands out: the extension and permanency of the Opportunity Zone (OZ) program. Originally introduced as part of the Tax Cuts and Jobs Act of 2017, Opportunity Zones were designed to spur private investment […]
Fannie & Freddie Privatization: What It Is and Why Investors Should Pay Attention
Fannie Mae and Freddie Mac are two government-sponsored enterprises (GSEs) that buy mortgages from lenders, bundle them into securities, and sell them to investors. This process keeps mortgage money flowing and helps maintain lower rates, especially for traditional home loans. Since the 2008 financial crisis, both companies have been in federal conservatorship, meaning the government […]
