Breaking Banks: How Interest Rate Hikes Reshaped Real Estate Financing

From the Emergence of DSCR to Bank Failures: Navigating the Tides of Real Estate Financing As the Fed embarked on hiking interest rates over the past year, the Wall Street saying: “The Fed tightens until something breaks” proved especially accurate during the March 2023 bank failures.  The first was Silicon Valley Bank (SVB), which failed […]

Dominion Financial Services Lends In All 50 U.S. States

DOMINION FINANCIAL IS NOW LENDING IN ALL 50 STATES, INCLUDING NEVADA Baltimore, MD – Dominion Financial Services LLC, a leading private lender for real estate investors, is pleased to announce that it is now lending in all 50 states, with the recent addition of Nevada to its lending network. Dominion Financial is a full-service real […]

Bond Math & Negative Convexity

Here’s Why Your Mortgage is Valuable. A little bond math to illustrate why the debt you’ve borrowed may be one of your greatest assets As a real estate investor, you may not immediately think of your loans taken out as being favorable to you. However, the debt you borrowed over the last two years is […]

US Treasury Yield Curve

Here’s What It Means for Real Estate Investing. Media coverage this year has been dominated by talk about US Treasury yields. These yields represent the interest rates the US government must pay to borrow money. Since lending to the government is not supposed to be risky, the rates they pay are considered “risk-free” rates. Risk-free […]

Fix & Flip Rates Going Up

Learn to navigate financing options as the market evolves. Here’s what you need to know. In the past 12 months, short-term US Treasury rates have risen nearly three full percentage points. It has taken some time, but now short-term fix & flip lenders are finally responding and looking to pass through those increased costs to the borrowers. […]