DSCR Rental Loan Guide
A Comprehensive Guide to Debt Service Coverage Ratio (DSCR) Loans for Real Estate Investors In this comprehensive guide tailored specifically for real estate investors, we will delve into the world of Debt Service Coverage Ratio (DSCR) Loans—a specialized financial product designed to empower investors rather than primary homeowners. Unlike conventional loans, which typically rely on […]
Revitalizing Baltimore Neighborhoods
Dominion Financial’s Role in the DASH Fund’s Positive Impact on Housing Affordability Affordable housing and community development are essential elements for fostering vibrant neighborhoods and promoting inclusivity. In the heart of Baltimore City, an initiative known as the Developing Affordable Starter Homes (DASH) Fund has been making strides toward transforming communities and enhancing the lives […]
Breaking Banks: How Interest Rate Hikes Reshaped Real Estate Financing
From the Emergence of DSCR to Bank Failures: Navigating the Tides of Real Estate Financing As the Fed embarked on hiking interest rates over the past year, the Wall Street saying: “The Fed tightens until something breaks” proved especially accurate during the March 2023 bank failures. The first was Silicon Valley Bank (SVB), which failed […]
A Business Model Focused on Affordable Housing and Tenant Satisfaction
Wilmington, North Carolina – Our House Your Home LLC, a family-owned company, has developed a unique build-to-rent program focused on building and renting high-quality homes for underserved tenants in Wilmington, NC. By identifying infill lots and building 4–5-bedroom houses, the company can meet the needs of underserved tenants and provide them with a happy, stable, and […]
Bond Math & Negative Convexity
Here’s Why Your Mortgage is Valuable. A little bond math to illustrate why the debt you’ve borrowed may be one of your greatest assets As a real estate investor, you may not immediately think of your loans taken out as being favorable to you. However, the debt you borrowed over the last two years is […]
US Treasury Yield Curve
Here’s What It Means for Real Estate Investing. Media coverage this year has been dominated by talk about US Treasury yields. These yields represent the interest rates the US government must pay to borrow money. Since lending to the government is not supposed to be risky, the rates they pay are considered “risk-free” rates. Risk-free […]
Fix & Flip Rates Going Up
Learn to navigate financing options as the market evolves. Here’s what you need to know. In the past 12 months, short-term US Treasury rates have risen nearly three full percentage points. It has taken some time, but now short-term fix & flip lenders are finally responding and looking to pass through those increased costs to the borrowers. […]
The Landlord Loan That Is Taking The Market By Storm
Single-family real estate investors have historically borrowed from local banks — until now. What you need to know Many single-family real estate investors prefer to purchase properties in the name of a limited liability company. This protects them from lawsuits and keeps their investing business apart from their personal names. For these investors, local and […]
