Navigating the Build-to-Rent Landscape: Strategies for Success
Rental properties have historically been an attractive investment for those looking for steady cash and long-term growth. The rise of new homes built for rental use, known as build-to-rent (BTR), created another rental product for a previously under-served market. Given national housing shortages and shifting societal trends, BTR investments enjoyed a surge in demand over […]
When the Going Gets Tough, Cash Out
Why Real Estate Investors Should Tap into Their Equity in the Current High-Interest Rate Environment The recent years have been transformative for the real estate market, especially for those leveraging a cash-out refinance rental loan. Between 2020 and 2021, property values surged, and rental rates followed suit, providing investors with a significant influx of equity […]
Revitalizing Baltimore Neighborhoods
Dominion Financial’s Role in the DASH Fund’s Positive Impact on Housing Affordability Affordable housing and community development are essential elements for fostering vibrant neighborhoods and promoting inclusivity. For instance, in the heart of Baltimore City, an initiative known as the Developing Affordable Starter Homes (DASH) Fund has been making strides toward transforming communities and enhancing […]
Breaking Banks: How Interest Rate Hikes Reshaped Real Estate Financing
From the Emergence of DSCR to Bank Failures: Navigating the Tides of Real Estate Financing The Fed’s rate hikes exposed weaknesses in real estate financing, leading to March 2023 bank failures. “Tightening until something breaks” became a reality. The first was Silicon Valley Bank (SVB), which failed on March 12. Three days later, Credit Suisse […]
A Business Model Focused on Affordable Housing and Tenant Satisfaction
Wilmington, North Carolina – Our House Your Home LLC, a family-owned company, has developed a unique build-to-rent program focused on building and renting high-quality homes for underserved tenants in Wilmington, NC. By identifying infill lots and building 4–5-bedroom houses, the company can meet the needs of underserved tenants. They provide them with a happy, stable, and […]
Bond Math & Negative Convexity
Here’s Why Your Mortgage is Valuable. A little bond math to illustrate the value of fixed-rate mortgages and why the debt you’ve borrowed may be one of your greatest assets. As a real estate investor, you may not immediately think of your loans taken out as being favorable to you. However, the debt you borrowed […]
US Treasury Yield Curve
Here’s What It Means for Real Estate Investing. Media coverage this year focuses on US Treasury yields. These yields show the interest rates the US government pays to borrow money. Lenders view these rates as “risk-free” because lending to the government carries little risk. Risk-free rates are reference levels that have a direct impact on […]
Fix & Flip Rates Going Up
Learn to navigate financing options as the market evolves. Here’s what you need to know. In the past 12 months, short-term US Treasury rates have risen nearly three full percentage points. It has taken some time, but now short-term fix & flip lenders are finally responding and looking to pass through those increased costs to the borrowers. […]
The Landlord Loan That Is Taking The Market By Storm
Single-family real estate investors have historically borrowed from local banks — until now. What you need to know Many single-family real estate investors prefer to purchase properties in the name of a limited liability company. This protects them from lawsuits and keeps their investing business apart from their personal names. For these investors, local and […]
