A Guide to Private Lending
If you’re new to real estate investing, you’ve probably heard the term “private lender” thrown around. But what exactly is a private lender, and how do they differ from a traditional bank? More importantly, could working with one help you close more deals and grow your portfolio faster? This guide breaks it all down, covering […]
The Viability of the Short-Term Rental Business in an Economic Downturn
The rise of platforms like Airbnb and VRBO has transformed the short-term rental industry, changing how people travel and find accommodations. What began as a way for homeowners to earn extra income by renting out spare rooms or properties has evolved into a lucrative business model for real estate entrepreneurs, driven by the high rent […]
Navigating the Build-to-Rent Landscape: Strategies for Success
Rental properties have historically been an attractive investment for those looking for steady cash and long-term growth. The rise of new homes built for rental use, known as build-to-rent (BTR), created another rental product for a previously under-served market. Given national housing shortages and shifting societal trends, BTR investments enjoyed a surge in demand over […]
When the Going Gets Tough, Cash Out
Why Real Estate Investors Should Tap into Their Equity in the Current High-Interest Rate Environment The recent years have been transformative for the real estate market, especially for those leveraging a cash-out refinance rental loan. Between 2020 and 2021, property values surged, and rental rates followed suit, providing investors with a significant influx of equity […]
Revitalizing Baltimore Neighborhoods
Dominion Financial’s Role in the DASH Fund’s Positive Impact on Housing Affordability Affordable housing and community development are essential elements for fostering vibrant neighborhoods and promoting inclusivity. For instance, in the heart of Baltimore City, an initiative known as the Developing Affordable Starter Homes (DASH) Fund has been making strides toward transforming communities and enhancing […]
How Interest Rates Affect Real Estate Investing & Financing
Interest rates influence nearly every aspect of real estate investing, from borrowing costs and property values to lender behavior and deal flow. When rates rise, financing tightens and investor activity slows. When rates fall, capital becomes more accessible and competition increases. Understanding how these shifts work is critical for making informed investment decisions. This guide […]
How Our House Your Home Built 50+ Affordable Rentals
Jeffrey and Becky Maynard have built more than 50 affordable rental homes in Wilmington, North Carolina, all financed by Dominion Financial Services. Their company, Our House Your Home LLC, uses a build-to-rent strategy focused on infill lots and large-family floor plans to house underserved tenants who have few options in the local market. Their portfolio […]
Bond Math & Negative Convexity
Here’s Why Your Mortgage is Valuable. A little bond math to illustrate the value of fixed-rate mortgages and why the debt you’ve borrowed may be one of your greatest assets. As a real estate investor, you may not immediately think of your loans taken out as being favorable to you. However, the debt you borrowed […]
US Treasury Yield Curve: What It Means for Real Estate Investors
https://youtu.be/FjDH4YNFJ2U The U.S. Treasury yield curve shows how interest rates vary across short- and long-term government debt, and it directly influences real estate loan pricing. When the curve inverts (meaning short-term rates exceed long-term rates) borrowing costs for investors often rise while signaling potential economic slowdown. Understanding this relationship helps real estate investors compare loan […]
Fix and Flip Interest Rates: What Drives Them and How to Get Better Terms
Fix and flip interest rates are driven primarily by short-term borrowing costs and a lender’s source of capital. As market conditions shift, lenders adjust pricing based on how they fund loans, meaning borrowers can often secure better terms simply by choosing the right type of lender. This guide explains how fix and flip rates are […]
