Why Now Is the Time to Secure a DSCR Loan

If you’ve been on the fence about securing financing for your next rental property, now is the perfect time to act. Recent drops in the five-year Treasury yield have created a rare window of opportunity for real estate investors — and savvy investors are already making moves to secure better loan terms before the market shifts again.

Here’s why acting now could put you in the best position for long-term success — and why Dominion Financial’s DSCR Price Beat Guarantee makes it even more appealing.

Treasury Yields Are Down — And That Means Lower DSCR Rates

The five-year Treasury yield recently dropped below 4% for the first time in months — hovering around 3.8% to 3.9% as of last week. That’s significant because Treasury yields are closely tied to the cost of capital for lenders offering DSCR Rental Loans. When Treasury yields drop, borrowing becomes cheaper — and for real estate investors, that means better loan terms and higher cash flow potential.

Let’s put it into perspective:

• Lower Treasury yields mean lower fixed rates on long-term DSCR loans.
• Lower rates = better debt service coverage ratios (DSCR), which makes it easier to qualify for higher loan amounts.
• Lower borrowing costs = increased monthly cash flow and higher ROI on your rental properties.

For months, investors have faced challenging borrowing conditions with rates creeping into the mid-7% to 8% range on DSCR loans. But with the recent drop in Treasury yields, DSCR loans are now pricing in the 6% range — creating a much more favorable environment for long-term investing.

Dominion Financial’s DSCR Price Beat Guarantee — Lock in the Best Deal on the Market

At Dominion Financial, we know that securing the right loan at the right price can make or break a deal. That’s why we offer a DSCR Price Beat Guarantee.

Here’s what that means for you:

• Competitive Rates: With Treasury rates down, our DSCR loan rates are now more attractive than ever.
• Fast Closings: We close DSCR loans faster than most banks or private lenders. 
• Flexible Terms: Financing is available for single-family, multifamily, and short-term rental properties.

With rates down and the Price Beat Guarantee in place, there’s never been a better time to apply. Whether you’re looking to expand your portfolio or secure better cash flow on an existing property, this is the kind of market shift that experienced investors wait for.

What’s Next for the Bond Market and Rates?

While rates have dropped recently, the bond market has been volatile in recent months — and this window of opportunity might not last long.

• If inflation ticks back up, the Fed could be forced to raise rates — which would drive Treasury yields and loan costs higher.
• If the economy slows too quickly, the Fed might cut rates — which could bring yields even lower.
• But right now, rates are low enough to create a favorable borrowing environment — and smart investors are taking advantage.

Next Steps — Don’t Miss This Window

If you’ve been waiting for the right time to secure a DSCR loan, this is it. The combination of lower Treasury yields and our Price Beat Guarantee makes this a rare opportunity to strengthen your real estate position and improve your cash flow.

Apply today to lock in your rate while Treasury yields are low. Don’t wait — the market could shift at any moment. Contact us today to secure the lowest DSCR rate on the market — guaranteed.