Non-Bank vs. Traditional Construction Lending: Which Is Right for Your Real Estate Investments?
When someone talks of a traditional lender for construction loans, they usually mention banks. Banks were the go-to for construction loans for a long time, with their low interest rates and fair turnaround times. Unfortunately, times have changed, and it is becoming harder for an average real estate investor to get a loan through the […]
How Local Partnerships Fuel Real Estate Growth
Real estate is built on local relationships. Information about upcoming property sales is often shared only within a trusted circle — friends, family, and close connections. Experienced investors know the best opportunities come through word of mouth. A property usually circulates before hitting a listing site, and great deals often disappear within days. Building Strong […]
Tax-Free Growth: Leveraging Roth IRAs for Real Estate Success
Individual Retirement Accounts (IRAs) are commonly known as long-term savings tools, but real estate investors can leverage them in ways that go beyond traditional stock and bond investments. By strategically utilizing IRAs—especially Roth IRAs—you can grow your real estate portfolio and engage in lending activities while minimizing tax burdens. IRA Basics: How They Work and […]
DSCR Rental Loan Guide
Debt-Service Coverage Ratio (DSCR) loans let real estate investors qualify for funding based on their property’s cash flow. That differs from conventional loans, which typically rely on debt-to-income ratios. This distinct lending approach opens new opportunities for savvy investors. With a DSCR loan, you can scale your real estate portfolio faster without being constrained by the […]
How Trump’s Tax Policies Could Reshape Real Estate Investing in 2025
The real estate investment landscape is evolving quickly, prompting investors to monitor legislative changes closely. Trump’s possible return to office heightens this focus. The impending expiration of the Bonus Depreciation law concerns many investors. This law has made real estate highly appealing for those with active income. Understanding the significance of this change and its […]
Path to Success: Brad Chandler on Building a 4,500-Home Real Estate Business
Craig Fuhr, Senior Loan Officer at Dominion Financial and co-host of Real Investor Radio, sat down with Brad Chandler, co-founder of Express Homebuyers. As one of the Northeast’s most active investors, Brad has flipped over 4,500 homes and built one of the nation’s leading home-buying companies, showcasing the story behind Express Homebuyers success. The conversation […]
Navigating Post-Election Market Shifts: Why Real Estate Investors May Benefit from Borrowing Now
In the wake of Donald Trump’s reelection, financial markets are experiencing notable Post-Election Market Shifts. The stock market has climbed, reflecting investor optimism. Potential tax cuts, infrastructure spending, and business-friendly policies are driving this sentiment. These factors have raised expectations for corporate profits. As a result, equities have seen a strong rally. At the same […]
Investing in Hurricane-Prone Areas: Risks and Rewards for Flippers
An often-overlooked factor in real estate investing is a property’s risk of natural disasters. Hurricanes, floods, and wildfires can wreak havoc in certain areas, but understanding the connection between natural disasters and real estate investing can help savvy investors turn challenges into unique opportunities. In 2023 alone, the United States experienced 28 natural disasters causing […]
Active vs. Passive Investing in Real Estate
You want in on the real estate game, but you’re not sure which strategy is the right fit — active vs. passive investing. It’s a personal decision that requires careful consideration of your financial objectives, market knowledge, and risk tolerance. There’s also a time factor to think about. After all, there are only so many […]
Maximizing Rental Property Cash Flow With DSCR Loans
Flash back to the 2008 financial market crash. A toxic mix of adjustable-rate mortgages and subprime borrowers led to a major recession. In its wake, the government introduced new regulations for banks to follow when issuing property loans. Those regulations made it much harder for real estate investors to acquire loans for house flipping and […]
