Emerging Trends in Real Estate: The Rise of Midwest Build-to-Rent
When you think of the build-to-rent (BTR) market, your mind might wander to the sprawling suburbs of Texas, Florida, or Arizona—the Sunbelt havens where BTR has exploded in popularity. But the next big opportunity in single-family rentals might just be in an unexpected place: the Midwest. With its combination of affordability, strong demand, and a […]
Fix-and-Flip Loan Guide
Fix-and-flip investing is a great way to build wealth by buying, renovating, and selling properties for profit. However, success requires smart financing. Therefore, this guide will walk you through everything you need to know about securing loans for your fix-and-flip projects, evaluating deals, and completing renovations efficiently. What Is Fix-and-Flip Investing? Fix-and-flip investing involves purchasing […]
Understanding LTC in Real Estate Financing: What Every Investor Should Know
In real estate investing, Loan-to-Cost (LTC) is a ratio that defines a lender’s risk, or more specifically, the percentage of a project’s total costs that they will finance. The ratio can also reflect a real estate investor’s risk and profitability. For example, a high LTC — say 75 percent to 100 percent — allows an […]
Staying Liquid in a High-Interest Rate Environment: 3 Tips for Real Estate Investors
Navigating today’s real estate market feels a bit like walking a financial tightrope. With interest rates reaching heights not seen in decades, high-interest rate investing has become a pressing concern. Many real estate investors are asking the same question: how do you stay liquid and profitable when borrowing costs are sky-high? The challenges are real—higher […]
Why Buying American Real Estate Is Always a Winning Strategy
https://youtu.be/OYfT2j3OrKk A recent episode of Real Investor Radio discussed the potential impact of a Trump presidency on interest rates, the economy, and real estate. Two perspectives emerged: the “bull case,” which suggests that Trump’s policies—such as deregulation and fiscal austerity—could lower inflation and fuel economic growth, benefiting real estate. On the other hand, the “bear […]
The Corporate Transparency Act Chaos Unpacked
The Corporate Transparency Act (CTA) has seen a whirlwind of legal developments in recent weeks, leaving real estate investors and small-business owners grappling with uncertainty. Just days after the Fifth Circuit Court of Appeals reversed a federal court injunction, the same court vacated its own reversal. As of December 27, 2024, businesses impacted by the […]
Non-Bank vs. Traditional Construction Lending: Which Is Right for Your Real Estate Investments?
When someone talks of a traditional lender for construction loans, they usually mention banks. Banks were the go-to for construction loans for a long time, with their low interest rates and fair turnaround times. Unfortunately, times have changed, and it is becoming harder for an average real estate investor to get a loan through the […]
How Local Partnerships Fuel Real Estate Growth
Real estate is built on local relationships. Information about upcoming property sales is often shared only within a trusted circle — friends, family, and close connections. Experienced investors know the best opportunities come through word of mouth. A property usually circulates before hitting a listing site, and great deals often disappear within days. Building Strong […]
Tax-Free Growth: Leveraging Roth IRAs for Real Estate Success
Individual Retirement Accounts (IRAs) are commonly known as long-term savings tools, but real estate investors can leverage them in ways that go beyond traditional stock and bond investments. By strategically utilizing IRAs—especially Roth IRAs—you can grow your real estate portfolio and engage in lending activities while minimizing tax burdens. IRA Basics: How They Work and […]
DSCR Rental Loan Guide
Debt-Service Coverage Ratio (DSCR) loans let real estate investors qualify for funding based on their property’s cash flow. That differs from conventional loans, which typically rely on debt-to-income ratios. This distinct lending approach opens new opportunities for savvy investors. With a DSCR loan, you can scale your real estate portfolio faster without being constrained by the […]
