In a sea of rentals, how will your property rise above the tide? The fix-to-rent strategy gives investors a powerful edge, allowing them to renovate with purpose, customize properties to local demand, and lock in long-term value before a single tenant signs a lease.
By tackling renovations before placing tenants, investors boost property value and command higher rents. This phased approach creates equity early and strengthens portfolios, especially during market downturns.
Why This Strategy Beats Rent-Ready Homes
Fix-to-rent strategies offer greater control and opportunity for higher equity and rental yields than rent-ready homes. While rent-ready properties reduce up-front work and investment, they rely on trust: Trust that the previous owner invested in proper home maintenance and updates. This can be a risky gamble.
Investing in undervalued or distressed properties allows the investor to customize their approach to the renovation, choosing the updates and improvements that yield the highest returns. Strategic renovations help an investor build instant equity that typically surpasses the equity that stems from rent-ready investments. The right renovations force appreciation, repositioning purchased properties to demand higher rents.
This is why a fix-to-rent strategy beats rent-ready options. It allows investors to lock in lower purchase prices, enabling capital gains upon refinancing. Value-added renovations optimize return on investment, allowing for adjusted rental prices rather than settling for existing market rates.
Dominion Financial’s Fix-to-Rent Program
Dominion Financial has crafted a unique fix-to-rent program designed to accommodate the flexibility and needs of this strategy.
Start With Dominion Financial’s Fix & Flip Loan
Start with a Dominion Financial fix-and-flip loan. You get fast access to capital for purchasing and rehabbing properties, without draining your own reserves. Our financing covers up to 100% of rehab and acquisition costs, so you can stay liquid and move quickly. We also offer:
- No appraisals
- Close in 48 hours
- In-house underwriting
Speed is everything in real estate. You need capital the moment a deal appears. We make sure you have it. With Dominion Financial, you can become an approved borrower in just 2 days, giving you the flexibility you need.
Refinance With Dominion Financial’s DSCR Rental Loan
Once you complete renovations and the property becomes rent-ready (or starts generating income), it’s time to refinance. Our DSCR loan turns your short-term fix-and-flip into a stable, long-term rental loan.
With up to 80% LTV and our Price-Beat Guarantee, this 30-year fixed loan frees up capital, lowers your interest rate, and improves cash flow. You use the equity you created to secure better terms and keep growing your portfolio.
Because we tie the loan to rental income, not personal income, you avoid the paperwork headaches and qualify faster. That flexibility lets you reinvest sooner, handle unexpected repairs, or scale your investments without delay.
Why Investors Choose Dominion for Fix-to-Rent
Fix-to-rent is a lucrative strategy when done well. The key to profitability is capital and project management. Dominion Financial has extensive expertise and personalized financial solutions that cater to the fix-to-rent model. Our two-phase program is designed for the strategy, ensuring investors can meet cash flow and financing demands throughout the project, from acquisition to tenant contracts.
At Dominion Financial, we understand the demands of the real estate market and the importance of timely loan solutions. Our 20+ years in investor lending and real estate markets make us a qualified lending partner. From fast closings to fast draws, our team understands investor needs, both short and long term (we are investors ourselves!)
And if our two-phase fix-to-rent loan doesn’t fit your current project, we’ll find one that does. Our team is here to help you choose the financing path that aligns with your goals.
Ready to get started? Reach out to learn more about our programs and how Dominion Financial can support your next investment.
