Scaling a real estate portfolio isn’t just about finding more deals; it’s about having the capital to fund them. For fix and flip investors, that’s where true growth begins.
Instead of juggling acquisition costs, rehab budgets, and reserve capital across multiple lenders and appraisals, there’s a faster, smarter way to scale: full financing.
At Dominion Financial, we offer up to 100% loan-to-cost financing for qualified fix and flip projects. That means funding both the purchase and renovation, giving investors the flexibility to take on more projects, move faster, and keep more capital in their pocket.
Unlocking Scale Through Full Financing
Real estate is a capital-intensive business. Every new flip requires significant upfront investment, from the down payment and rehab expenses to holding costs, and beyond. Even with a strong deal pipeline, many investors find their growth limited by available cash, not by how many viable projects they can find.
Total financing changes that.
By covering both acquisition and renovation costs, a 100% LTC loan frees up your personal capital. That flexibility allows you to take on multiple projects at once, maintain healthy cash reserves for the unexpected, and move quickly when new opportunities emerge.
Fund Your Flip from Start to Finish
Full financing isn’t just about convenience; it’s a catalyst for growth.
By covering 100% of both acquisition and renovation costs, you preserve your personal capital while keeping your projects moving. That liquidity gives you the flexibility to take on more deals, act quickly when opportunities arise, and avoid the bottlenecks that slow investors down.
With Dominion Financial, you stay ready and stay scaling.
A Better Lending Experience, Built for Investors
Since 2002, Dominion Financial has funded thousands of projects nationwide. Our fix and flip loan program was designed by investors, for investors – built to eliminate the friction that slows projects down.
We believe in straightforward terms, fast decisions, and no appraisal requirements, because we know how much timing, liquidity, and trust matter in this business.
Our 100% loan-to-cost program is just one example of how we help serious investors move faster, build more, and scale smarter.
Final Thought
In real estate investing, leverage is more than a financial tool; it’s a growth philosophy. When used wisely, it allows investors to expand their portfolios, preserve liquidity, and seize opportunities with confidence.
Full financing isn’t about overextending; it’s about maximizing the impact of your capital and positioning yourself to win, deal after deal.
If you’re ready to scale your fix-and-flip business, it’s time to see what full financing can do for you.
INVESTOR TAKEAWAYS
Full financing refers to loan programs that cover both the purchase price and renovation costs of a property. Instead of sourcing funds separately for acquisition and rehab, investors receive a single loan that finances the entire project; also known as 100% loan-to-cost (LTC) financing.
By funding both acquisition and rehab, full financing frees up personal capital that would otherwise be tied up in down payments or construction budgets. This liquidity allows investors to take on multiple projects at once, move quickly on new opportunities, and grow their portfolio without pausing between deals.
No. Full financing is a strategic form of leverage designed to enhance liquidity and project capacity – not to stretch beyond responsible limits. When used properly, it allows investors to preserve reserves, manage cash flow, and scale sustainably while maintaining financial discipline.
The biggest advantages are speed, flexibility, and liquidity. Investors can close faster, reduce out-of-pocket expenses, and focus capital on growth instead of upfront costs. Combined with no-appraisal programs and streamlined underwriting, it’s a model built for efficiency and scalability.
By keeping more capital in reserve, investors can reinvest profits quickly and maintain liquidity for future opportunities. This consistent reinvestment cycle fuels compounding growth, enabling investors to expand their portfolio faster and more strategically without overextending resources.
