Surprise Drop in DSCR Loan Rates: What’s Driving the Trend?
Over the past few weeks, Debt Service Coverage Ratio (DSCR) loan rates have decreased, despite no movement from the Federal Reserve on interest rates. Investors may be wondering why this is happening. The answer lies in a combination of recent stock market volatility, increased competition for secure investments like U.S. Treasury bonds, and the way […]
Are Real Estate Investors Exempt from CTA Reporting? Here’s the Latest
On March 21, 2025, a major shift occurred in the world of real estate investing, and if you own property through an LLC or corporation, this news is especially for you. The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (FinCEN) just rolled out a new rule under the Corporate Transparency Act (CTA), and […]
How Long Should You Hold a Rental Property?
Real estate investing is often framed as a long-term game, but the key to maximizing profitability is understanding when to hold and sell. While some investors aim to build generational wealth by holding properties indefinitely, others find that flipping or selling after a few years delivers better returns. The Three-Year Rule provides a clear framework […]
Why Now Is the Time to Secure a DSCR Loan
Take Advantage of Lower Treasury Rates and Our Price Beat Guarantee If you’ve been on the fence about securing financing for your next rental property, now is the perfect time to act. Recent drops in the five-year Treasury yield have created a rare window of opportunity for real estate investors — and savvy investors are […]
Which Loan is Right for Your Next House Flip?
House flipping can be a lucrative investment opportunity for the real estate investor who understands the fast and competitive marketplace. But to succeed, you’ll need the right financing with the right terms. Dominion Financial Services offers several loan products for house flipping, each with flexible terms and structures. As a private lender with extensive real […]
Why Private Lending is Poised for Growth in 2025
As traditional banks tighten their lending criteria, the private lending industry is stepping in to fill the gap—offering faster approvals, fewer hurdles, and increasingly competitive pricing. Thanks to improved access to Wall Street cost of capital via RTL securitizations and rated securitizations, private lenders can now offer rates comparable to bank pricing, but with superior […]
FTC Investigates ‘Mega Investors’ in Housing: What’s Next for Institutional Landlords?
The debate over institutional ownership of single-family homes is heating up again. The Federal Trade Commission (FTC) has opened a 60-day public comment period to assess the role of large-scale investors—those owning 1,000 or more properties across multiple markets. This move could be a precursor to federal regulations targeting so-called “mega landlords” in the housing […]
How New Construction Loans Work – A Guide for Real Estate Investors
Real estate investing is highly competitive, with limited property supply challenging profitable deals. New construction offers investors fewer competitors and the potential for higher returns, but success depends on strategic financing. While traditional mortgages are common, new construction loans provide greater flexibility for short-term investments. Let’s dive into why real estate investors should be leveraging new […]
Trump Nominates Bill Pulte to Lead FHFA: What Does This Mean for Fannie and Freddie?
In a move that has stirred discussions across the housing and finance sectors, President Donald Trump has nominated Bill Pulte as the next director of the Federal Housing Finance Agency (FHFA). The agency oversees Fannie Mae and Freddie Mac, the two government-sponsored enterprises (GSEs) that play a pivotal role in the U.S. mortgage market. Given […]
The Hidden Retirement Strategy: How Real Estate Can Work Inside Your IRA
Many investors feel trapped between two options: low-yield mutual funds or the volatile stock market. But what if there was another way? Real estate investing within a retirement account offers a powerful alternative—one that allows you to control tangible, cash-flowing assets and potentially multiply your savings. Why Consider Real Estate in Your Retirement Account? Conventional […]
